Accommodation Insurance

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At EBM we understand the Accommodation industry and have a comprehensive range of Accommodation Insurance solutions for the risks operators, owners, franchisees and managers face so that you can focus on your guests’ needs.

Our role is to help identify yours risks and determine the best way to manage it. We recognise that there are many facets of the Accommodation industry and each have their own unique insurance needs.

It’s a vast financial investment owning or managing a Hotel, Motel, Serviced Apartment Complex, Bed & Breakfast, Guest House, Camp Ground or Caravan Park, or being any Accommodation Provider. Our specialised brokers can help you understand what cover is right for you.

Some of the policy sections available to choose from include:

Accommodation Insurance, including:

Hotel Insurance

Tailored Industrial Special Risks (Property and Business Interruption) insurance for your hotel, hotel contents and stock
Removal of Debris and extra costs such as planning fees
Loss of Profits and cover for increased costs including cover from a forced closure of hotel in the case of murder, suicide and contagious diseases
Broadform Public and Products Liability including cover for hotel gymnasiums, pools and other recreational facilities
Machinery breakdown for air-conditioning plant and the like. Deterioration of Stock following breakdown of refrigerated plant
Management Liability including Hotel Directors & Officers Liability, Employment Practices Liability, Crime and Employee Dishonesty
Cyber security (network privacy and crime) for hotel wifi
Hotel Tax audit
Compulsory Workers Compensation for hotel employees

Motel Insurance

Insurance for your motel, motel contents and stock (Property and Business Interruption)
Debris Removal and extra costs such as planning fees
Loss of Profits and cover for increased costs including cover from a forced closure of motel in the case of murder, suicide and contagious diseases
Products Liability and Broadform Public including cover for motel gymnasiums, pools and other recreational facilities
Deterioration of Stock following breakdown of refrigerated plant. Machinery breakdown for air-conditioning plant and the like.
Management Liability including Motel Directors & Officers Liability, Employment Practices Liability, Crime and Employee Dishonesty
Cyber security (network privacy and crime) for motel wifi
Motel Tax audit
Compulsory Workers Compensation for motel employees

Short term rental insurance and Airbnb insurance

Short term accommodation leased for business or vacations needs specialised insurance to protect you against a range of risks not usually covered by residential or landlords insurance. RentCoverShortTerm is the perfect holiday home insurance and perfectly suited as an Airbnb insurance.