Builders Insurance
Our clients are primarily involved with commercial and residential construction as well as small to medium sized civil or industrial projects. Our insurance broking expertise for the construction industry is equal to the very best in Australia. Our senior executives provide you with the benefit of their more than 200 years collective experience in the sector.
Our role is to help you identify risk exposures and determine the best way to manage them. We partner with you to achieve your business priorities and work with you in a personal, disciplined and collaborative manner. Our process begins with a careful evaluation of what is necessary to protect your business. We determine, in conjunction with you, the best strategy to cover your insurable risks.
We then deliver to you a comprehensive insurance package negotiated with insurers that will provide broad insurance coverage at the most competitive prices. On-going advice is provided by senior, experienced and highly credentialed insurance executives, dedicated solely to the construction industry.
The Best Premiums
EBM are fast becoming the market leader in insurance for the construction industry.
Our prices are competitive because we are constantly in the insurance market and, at any point in time, know what prices are achievable. We do not have the enormous overheads of our major foreign owned competitors, nor do we pay fees or commissions to “middle men” or “associations”. We obtain great low premium rates and pass the savings to our clients.
Builders Warranty
Builders warranty eligibility can be difficult to obtain and a real time waster for builders; builders warranty insurance is mandatory before a domestic building contract can be signed and work gets underway. Our construction team includes dedicated builders warranty specialists; we know the market, the procedures and the right questions to ask to obtain eligibility on your behalf.
Contract Works
Our contract works insurance policy is tailored to your industry. We include cover for all project types and can provide extremely broad coverage with leading global insurers.
Most insurers’ standard policies exclude work and activity that is everyday risk for contractors. Such policies also include terms and conditions at odds with construction sector contract terms, practices and procedures. Our contract works policy includes coverage not provided by many insurers, and also has fewer exclusions.
Our team knows how to fight hard to get claims settled quickly and with no fuss. The expertise of our team together with one of the broadest policies available in the market is what gives EBM the edge.
Third Party Liability
A claim against you from a third party can lead to financial ruin for the average contractor if the claim is not covered. EBM’s policy for contractors includes cover for many activities other insurers simply don’t include.
Most policies have pages of excluded risks, provisos and limitations. It can be very difficult for you to know what is or isn’t covered by the policy. Our policy is written on a broad form easy to understand contract with minimum exclusions.
Our policy covers all your construction and non-construction business activities including property ownership, product liability and liability arising from completed operations. It is another major advantage of EBM’s construction risks.
| Melbourne | Perth |
8 Redfern Road Hawthorn East VIC 3123 PO Box 879 Hawthorn VIC 3122 Phone: 03 9425 1890 Fax: 03 9425 1899 | 1162 Hay Street West Perth WA 6005 PO Box 1065 Phone: 08 9213 4567 Fax: 08 9213 4566 |
