Protection for your trade business
From painters to carpenters, cleaners and electricians, there are key risks for businesses engaged in trades; such as damage to the property being worked on, stolen tools or injury to subcontractors and employees.
TradesPlusCover provides broad protection for property and liability exposures for small businesses and can be tailored to suit your insurance requirements. There are also trade-specific policy extensions available for cleaners, painters, decorators, plumbers, and gasfitters.
TradesPlusCover is a flexible solution and can include cover for:
Property Damage
- Protection from damage caused by fire, perils, and accidental damage.
Business Interruption
- Protects your revenue while you recover following damage to your property, or to other specified third-party properties.
Theft
- Cover for theft of stock or contents from your insured location.
General Property
- Worldwide cover for mobile business assets such as laptops and tools of the trade
- Cover for tools of the trade, plant and equipment against accidental loss or damage
- Cover for tools, plant and equipment if stolen from an unlocked vehicle.
Public and Products Liability
- Provides cover for legal liability to pay compensation for personal injury, property damage or advertising injury
- Cover for property in the insured’s care, custody or control
- Cover for principals liability.
There are a variety of policy sections to choose from and your insurance program can be tailored to include:
- Electronic Equipment Breakdown
- Machinery Breakdown
- Tax Audit
- Money, with extensions to include employee dishonesty
- Glass, such as damage to advertising signs.
Your EBM Account Manager can work with you to understand your business requirements and tailor a package to provide you with the right level of protection.
Additional covers for your trade business may also include:
- Workers’ Compensation
- Professional Indemnity
- Corporate Travel
- Commercial Motor Vehicle
- Cyber Insurance
- Personal Accident and Illness.
